David McKibbin. CEO – I have 35 years insurance and reinsurance experience as an energy, mining and industrial risks underwriter, multinational corporate risk manager and US award-winning business owner. Clients need financial certainty, something the insurance market often fails to deliver. My deep knowledge of risk and insurance-related issues within corporate finance gives me a unique insight into the challenges companies face to reduce their sunk costs and strengthen their balance sheets in an increasingly hostile trading and financing environment. Regulated insurance methodologies offer an underutilised means of increasing corporate credit headroom and protecting enterprise value.